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Times are tough right now with today’s economy. It can be a challenge to explain to your kids about what changes this means for them and the family. You don’t need to go into specific details about the situation but let them know that everyone may have to cut back on things. Help them understand that it won’t always be this way but for now everyone will have to come up with new ideas without spending a lot of money. In the meantime keep up normal routines of school and activities with the family that are done at home. Instead of going out to eat and a movie make dinner at home and rent a movie. The most important thing is to take care of each other through these tough financial times.

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